Raw Land

Horizontal Loans

Raw Land Loans and Horizontal Construction Financing

Acquisition, entitlement and development construction loans for Infrastructure  financing for roads, curbs, gutter and utility lines for Commercial,  Mutli-Family and Residential Subdivision projects



Grace Capital offers land loans and financing programs for residential or commercial developments.  Land loan sizes can range from $1,000,000 to $75,000,000 or more on properties nationwide, and  including raw land paper lots to improved parcels for;


Below you will find the many structures available for land financing;


  • Unimproved land

  • Horizontal, Infrastructure construction

  • Purchase financing

  • Bridge financing

  • Acquisition & Development

  • Lot Sales Programs

  • Refinance with cash out

  • Participating Debt

  • Hard Money/Fast Funded Loans

  • Joint Ventures

  • Development Agreements

  • EB-5

  • Brownfields

  • Non-recourse Loans

  • Long Term Land Banking


Rates can be as low as 6% to 9% to as high as 12%. Terms are 12 months to 3 yrs typically, although we have a long term land bank program for loans 5 to 15 years.


Interest rate and terms vary widely for land loans and can only be quoted after a complete understanding of the project. It is therefore imperative that you discuss the financing opportunity with one of an Executive Team Member.


Land Loans Programs
























Links to Excel, pdf and Word doc’s








Use Of Funds Schedule
Loan Submission Checklist